About

Nebraska Owners Insurance Agency (Ogallala) – Your Local Insurance Partners in the Heart of Nebraska.

In Nebraska. By Nebraskans. For Nebraskans. That's more than a tagline — it's how we roll in Ogallala. As part of the growing Nebraska Owners Insurance Agency network, we're an independent agency right here at 710 N Spruce St, proudly serving Keith County families, farmers, ranchers, and businesses with custom-fit protection that actually fits your life and budget.

We’re not tied to one big insurance giant — we shop dozens of top carriers to find you the best coverage at the best price. Whether you need crop insurance (Multi-Peril, Crop-Hail, Pasture/Rangeland/Forage to protect your ag legacy), business insurance (liability, auto, workers’ comp, and more), personal lines (home, auto, RV, life, pet — you name it), or employee benefits, our team has your back when life happens.

Meet the crew keeping Ogallala covered:

Brandon Lichti – Insurance Agent

KC Romshek – Crop Insurance Specialist

Hillary Dannatt - Health Insurance Specialist 

Jess Dowdy – Insurance Agent

Melissa Franken & Polly Rothwell – Customer Service Representatives

These locals know Nebraska weather, Nebraska risks, and Nebraska values. We work for you, not the carrier — advocating hard on claims, explaining everything clearly, and building relationships that last. No corporate runaround. Just real people delivering real protection with small-town care and big-network power.

Stop by, call (308) 284-6676, or get a free quote online. Because in Ogallala, we believe protecting what you’ve built shouldn’t be a headache — it should be one less thing to worry about while you enjoy The Good Life.

Nebraska Owners Insurance Agency – Ogallala: Protecting Nebraska legacies, one custom policy at a time.